A Penny Saved, A Penny Earned
Proving you’re as sound as a dollar to sellers is priceless in the competitive Dallas-Ft. Worth residential housing market. Seller agents require a buyer’s pre-qualification letter, from a qualified lender, be accompanied with any official offer. So it begs the question as to why so many real estate agents do not require their clients to obtain pre-qualification before they begin the home search process.
Blessed is he who expects nothing, for he shall never be disappointed
“My goal as a real estate agent is to make the home buying process trouble-free and enjoyable, preparing my clients in advance for potential roadblocks,” said Kristin. “To avoid disappointment, I encourage buyers to consult with a lender before visiting homes. This ensures we search in the correct price range and are able to move quickly when presenting an offer on your dream home. Being nimble in a competitive housing market can make all the difference when it comes to winning out on your forever home.” ~ Kristin
The pre-qualification process can be a very stress-free process which only requires a brief conversation with a lender and your gathering of documentation, which establishes proof of your income (i.e., W2s,pay stubs, tax returns), assets (i.e., bank statements), employment, as well as approval to run your credit history. The pre-qualification process can take as little as 24 hours if the buyer is prepared with the above mentioned documentation.
For Residential Home
Todd Nunis (NMLS #134294, Cherry Creek Mortgage
Todd Wylie (NMLS #621603), Stearns Lending
Danny Knight (NMLS #1700055), First Rate
For Raw Land Loans
Chris Madrid, First United Bank
Denise Hall, Texas Veterans Land Board